An SEC-registered investment advisor is a person or firm that gives clients investment advice and can also provide analysis of securities investments. The Investment Advisers Act of 1940 lays out the responsibilities of firms and sole practitioners. These advisors can be investment consultants, financial planners, general partners of hedge funds, and wealth managers.
Under the terms of SEC regulation, Registered Investment Advisors (RIAs) have an obligation to provide proper investment advice and to act in their clients’ best interests.
Investment advisors assist clients with a variety of services, including but not limited to the following;
Asset protection involves keeping your property safe if you are involved in a lawsuit or owe money. In this event, asset protection involves keeping your international investments at arm’s length from domestic litigants and creditors.
GROWTH OF ASSETS
Building your assets is the best way to make money. You should not have to rely on new income as your only cash flow. The goal of asset growth is to provide a long-term return that can meet your needs, even if your employment situation were to change.
Tax optimisation involves identifying the appropriate legal and organisational frameworks that will ensure you keep your investments in the lowest possible tax environment. We work to ensure our clients’ consider the tax implications of their financial planning and investment activities, ensuring that they adopt a tax-efficient approach to their financial goals.
HEDGING YOUR PORTFOLIO
Suitably diversified investors are often well advised to make specific investments to protect themselves from losses incurred in another investment class. Hedging is a form of insurance, designed to balance out risks in a broadly diversified portfolio.
Managing risk plays a key role in wealth management and financial planning yet can be overlooked. Proper forward planning is essential to identifying obstacles to wealth generation. Key risks to consider include changes to employment, legal issues, high-risk investments, incomplete tax planning, unanticipated health problems, and disability.
A registered advisor may sound like a financial planner. In some ways, they are. Many financial planners are investment advisors. But not all advisors are financial planners. Choose an advisor carefully as you may not be able to get everything you need from certain financial planners. As a fully SEC registered advisor, Baseline can help clients with a wide array of financial planning and investment advice.